Deposit Funds with OANDA

You can fund your fxTrade account using any of the following payment methods. To deposit funds, sign in to My Funds and click the Deposit button.


See our Funding FAQs.

Method Deposit limits Usual time for funds to be credited to account Possible costs Notes
Debit card
(backed by MasterCard or Visa)
10,000 units of currency (or 1,000,000 JPY or 100,000 HKD) per calendar month. Immediate. Your bank may charge a service fee.  
Bank wire transfer No limit. 1-3 business days for domestic wire transfers (in USD).
Up to 5 business days for international wire transfers.
Your bank may charge a service fee. Intermediary banks may also deduct fees from the amount, resulting in a smaller incoming amount than you sent. Complete, custom wire instructions are provided when you sign in to My Funds and complete all the deposit-related steps. Please note that the instructions vary by currency. For more information, go to this page.
(USD accounts only)

We regret to inform you that funding by PayPal will no longer be available as of January 31, 2015
No limit for Verified PayPal accounts.
Up to $100 USD in total from Unverified PayPal accounts.
Up to 1 business day. eCheques will take 1 business day after being cleared by PayPal. A service fee of $0.15 plus a percentage (1.8% for U.S. accounts, 2.8% for non-US accounts) of the total amount transferred is deducted from your margin deposit for each transfer.
For eCheck payments the service charge is capped at $300.
Your PayPal name and/or email address must match your OANDA account records. (For entity accounts, both name and email must match.)
Include your fxTrade username and account number in the Special Instructions of your PayPal payment.
(USD accounts only)
No limit. Up to 7 business days upon receipt (includes time for the check to clear). No fees. Checks must be drawn from a U.S. bank and be in USD. (Avoid NSF checks).


  • OANDA cannot accept payments from third parties. Please ensure that the name(s) on the originating account match those on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
  • For your security, you can only withdraw funds by the same method you used to deposit them into your OANDA account. 
  • PayPal accounts based in certain countries can only be used to send funds. Please do not use PayPal for deposits if you cannot receive funds on your PayPal account.