Withdraw Funds

To withdraw funds sign in to My Funds.

Customers may withdraw funds from their OANDA account(s) at any time. Funds can be withdrawn up to the value of the balance of your OANDA account, minus the amount of margin used. Whenever you request a withdrawal, there must be sufficient funds remaining in your OANDA account to prevent margin calls on your existing trades.

Note: Credit card withdrawals are subject to credit card company rules that stipulate you may only withdraw up to 100% of the amount you originally deposited into your OANDA account using a credit card.

Funds are withdrawn using the same method, and to the same account as previously used to deposit, in the following order:

  1. Credit card
  2. PayPal
  3. Check
  4. Bank Transfer

Processing Time

Method Typical Processing Time Notes
Credit Card USD/GBP/CAD: 1-2 business days This only reflects the typical processing time it takes OANDA and its credit card provider to complete the credit card withdrawal. Your credit card company may take additional time to complete the refund process.
EUR/CHF: 2-3 business days
AUD/HKD/SGD/JPY: up to 5 business days
Bank Wire Transfer Within US: 1-2 business days  
International: up to 5 business days
PayPal Within 1 business day  
Check 1-2 business days It may take up to a week for the postal service to deliver the check after the check is mailed.

Withdrawal Fee

The following fee schedule applies to withdrawal requests made via bank transfer / wire and credit card:

   Bank Transfer / Wire Withdrawal Fees
Credit Card
Account First Withdrawal (*Fee)
processed within calendar month
Additional Withdrawals
processed within calendar month
First Withdrawal (*Fee)
processed within calendar month
Additional Withdrawals
processed within calendar month
CAD CAD $20 *Fee + CAD $20 No Fee CAD $15
AUD AUD $20 *Fee + AUD $20 No Fee AUD $20
CHF CHF $20 *Fee + CHF  $20 No Fee CHF $20
EUR EUR €20 *Fee + EUR €15 No Fee EUR €20
GBP GBP £10 *Fee + GBP £10 No Fee GBP £10
HKD HKD $150 *Fee + HKD $150 No Fee HKD $150
JPY JPY  ¥2,000 *Fee + JPY  ¥2,000 No Fee JPY  ¥2,000
SGD SGD $20 *Fee + SGD $20 No Fee SGD $20
USD USD $20 *Fee + USD $15 No Fee USD $15

Check / PayPal (USD accounts only)

No fees are applied for the first withdrawal processed within a calendar month. If more than one withdrawal is processed within a calendar month, a $15.00 fee will be deducted from the withdrawal.


Need Help?

If you have any questions on fund transfers, please contact one of our fxTrade account managers today.